Healthcare And Retirement Solutions LLC     724-986-9273

Healthcare And Retirement Solutions LLC

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Testimonials

What consumers say about Healthcare And Retirement Solutions LLC.

Why Shop And Compare Now?

  • The entire insurance landscape has changed.   There are better plan options and new ways to save.

  • New health insurance plan subsidies are available now.   If you didn't qualify for a subsidy before, you likely will qualify now.  If you qualified for a subsidy previously, you may now qualify for a larger amount.

  • Medicare options have improved.   New, affordable Medicare Supplement and Medicare Advantage options are available now.

 

The Experts Agree.

If you want to save money on your insurance, the time to shop is now.

 

Individual & Family Insurance Coverage (Under age 65)

We offer multiple health coverage options for you and your family. Our licensed professionals can explain all the various plan options that are available to you.
Get an instant quote or more information by using links below.  Or call now.   724-986-9273

Medicare Insurance (Over age 65)

Medicare Supplement Plans are accepted by over 95% of all doctors/providers in America. Referrals are not required.  Many people love the freedom of choice for your medical provider, predictability of costs, and very low rate increase history with most carriers.

Medicare Advantage Plans are Guaranteed Issue, have No Pre-existing Limitations and usually offer co-pays for Doctor, Hospital and RX costs.  Premiums are often $0 per month.
Get an instant quote or more information by using links below.  Or call now.   724-986-9273

Life Insurance

Life insurance is about taking care of your loved ones.  It protects your family and lets you leave them a defined, non-taxable cash amount at the time of death.  It can also replace your income, so your family can maintain their quality of life.
Get an instant quote or more information by using links below.  Or call now.   724-986-9273

Dental / Vision Plans

Dental Coverage include coverage for preventive care, like routine exams, cleanings, and X-rays.  Many plans also include coverage for additional services like fillings, extractions, root canals and crowns.

Vision Plans typically cover the cost of an annual eye exam and prescription eyeglasses and/or contact lenses.
Get an instant quote or more information by using links below.  Or call now.   724-986-9273

Supplemental Insurance

Critical Illness and Cancer Plans help cover your out of pocket costs for heart attack, cancer, stroke and additional diseases.  Many expenses incurred due to a critical illness are not covered by traditional health insurance plans, such as deductibles, co-pays, experimental treatments, travel, and more.
Get an instant quote or more information by using links below.  Or call now.   724-986-9273












 
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Our Address

754 E. National Pike
Washington, PA 15301.

Our Hours

Mon-Fri 8:00am – 7:00pm
Sat 9:00am – 6:00pm
Sun 9:00am – 6:00pm

Our Phone

Office:  724-986-9273

ABOUT US

Healthcare And Retirement Solutions LLC provides affordable health and life insurance solutions to individuals, families, Medicare eligible, small businesses and the self employed.  I provide direct personal assistance to individuals and businesses within Washington, PA, and the surrounding community.  I take pride in providing a high level of expertise when addressing the insurance needs of my clients.  I am happy to earn your business by providing a quality of service that is second to none.
Choosing the right insurance plan requires an exact balance of cost and benefits, while taking into account the factors that are most important to you.  I represent only the top insurance carriers to insure I can always acquire the highest quality coverage for your needs, at the best possible rate.

Companies We Represent

UPMC
BCBS
Aetna
Humana
Wellcare/Cantene
United Healthcare
Caresource
Cigna
And More!

How to find us



We are currently working out of another office while our office is being remodeled. We hope to be in our new location soon. 

Location of the new office is in the dowstairs of our residence. This makes it easier to meet with off hour scheduled appointments. This gives us more flexability to accomidate your special requests.

Our temporary office is located in Eighty-four, Pa

New location will be about 7 minutes from there. More details to come.

Frequently Asked Questions

What states are you licensed in?
PA, Oh, WV, SC, Tx
Is a medical savings account worth starting?
Most certainly. This will help with your out of pocket expenses and much more.

Additional Information

What is the cost of an ACA (Obamacare) health insurance plan in Washington, PA?
To determine the cost of an ACA plan for an individual or family, several factors must be considered.  Some of these factors include:
  • 1.  The ages of you or/and your family members.
  • 2.  Which plan you choose.
  • 3.  If you qualify for a subsidy.
  • 4.  Which region of the country you live in.
If you are a U.S. citizen or permanent U.S. resident, you are likely to qualify for health insurance coverage through the ACA (Obamacare).   For more information, give us a call.
 
How can I get health insurance or Medicare insurance coverage in Washington, PA?
If you need an affordable, individual, family, Medicare Supplement, or Medicare Advantage health insurance plan, we can help.  We serve the Washington, Pittsburgh and Wheeling, WV regions.
 
There are a lot of health insurance choices out there.  How can I determine which one to choose?
Choosing a quality health insurance plan does not have to be an arduous task.  You just need to know what is important to consider.  You should begin by taking a look at the current medical status of your family.  Have a good understanding on of your family's medical history.  Consider how often you or your family members regularly see physicians.  What prescription drugs are currently being taken?  Are there specific physicians that you or a family member must have access to?

Secondly, pay close attention to the deductibles, coinsurance, and maximum out-of-pocket benefits of every plan you are considering.  Such benefits can vary greatly.  These benefits are important because they determine how much you could be on the hook for in medical costs, should the unexpected occur.
Lastly, you will want to consider the health plan monthly premium.  How much you can afford?  With thoughtful consideration of the above items, you can be assured of making a smart health insurance plan choice.
 
Where can I get health insurance near me?
Our licensed health insurance agents will be happy to help you find the right plan for your needs.  We service the Washington, Pittsburgh and Wheeling, WV regions.
 
Where can I get Medicare supplement insurance assistance near me?
Our office provides expert assistance with Medicare Supplement and Medicare Advantage plans.  We service the Washington, Pittsburgh and Wheeling, WV regions.
 
How can I find out if I qualify for an Affordable Care Act (Obamacare) health insurance plan?
If you are a U.S. citizen under 65 years of age, you are very likey to qualify for an Affordable Care Act (Obamacare) health insurance plan.  Any issues of qualification usually have to do with when you apply.  This is why it is important to apply as soon as possible.
 
Can I qualify for an Affordable Care Act (Obamacare) health insurance plan if I have a medical condition?
Your medical status is not a factor when applying for an Affordable Care Act plan.
 
Can you help me save on our small group health insurance coverage
Yes.  Thanks to new health insurance regulations and guidelines, you can likely realize significant savings by reviewing your group health insurance coverage now.
Please give us a call:  724-986-9273.
 
Can you get me rates and benefit details for the 2022 ACA health insurance plans?
We can instantly provide you with rates and benefit details for all of the 2022 Affordable Care Act (Obamacare) Health insurance plans.  We can also help you choose and apply for the ACA plan that best suits your needs and budget.  Please give us a call:  724-986-9273.
 
I just moved here.  Can you help me get 2022 Obamacare health insurance coverage in Pennsylvania?
We are happy to assist you in applying for Affordable Care Act (Obamacare) health insurance coverage in the state of Pennsylvania.  We can also help you compare plan rates and benefits in order to find the best health insurance plan for your needs.  Please give us a call:  724-986-9273.
 
Today's Insurance Tip:

Good to know:  Consider online, telephone or video consultations.  Some doctors offer email consultations.  American Well is among the companies that offer video consultations with doctors ($49 for 10 minutes).  Some insurance companies and employer plans offer free telephone hotlines that can answer questions, sometimes 24 hours a day, to help you decide if you need an urgent care visit.